FAQs
How secure is my financial data?
At Sterling Ridge Wealth, we take the protection of your personal and financial information very seriously. All client data is handled through secure, FCA-regulated systems approved by 2plan Wealth Management, with appropriate safeguards in place to protect confidentiality and integrity.
What services do you provide?
We provide comprehensive financial planning across pensions, investments, estate planning, inheritance tax mitigation, and protection. Our advice is fully independent, meaning our recommendations are tailored solely to your best interests.
Are you independent or restricted advisers?
Sterling Ridge Wealth is an Independent Financial Adviser (IFA) practice. This means we are not tied to any single provider or product range — we research the entire market to find the most suitable solutions for your goals.
How do you charge for your services?
Our fees are completely transparent and agreed before any work begins. Depending on the service, we may charge a fixed advice fee, an ongoing percentage of assets under management, or a combination of both. Full details are provided in our client agreement.
What is your typical client profile?
We work with professionals, business owners, and families who value a long-term relationship with a trusted adviser. Many of our clients are focused on retirement planning, investment growth, or passing wealth efficiently to the next generation.
How often will I hear from my adviser?
We provide regular reviews — typically once or twice a year — depending on your agreed service level. You can also contact your adviser at any time to discuss changes to your circumstances or financial goals.
Do you offer online or in-person meetings?
Yes. We offer flexible meeting options, including appointments at our London office, by telephone, or via secure video call — whichever is most convenient for you.
Are my investments protected?
Yes. All investment and pension products are placed with FCA-regulated providers. Where eligible, client holdings may be covered by the Financial Services Compensation Scheme (FSCS).
How do I get started?
You can book an initial consultation through our website or by contacting us directly. The first meeting is an opportunity to understand your objectives, explain our process, and determine how we can help.
Who are 2plan?
2plan Wealth Management is one of the UK’s leading national advisory networks, supporting independent financial advisers across the country. They are authorised and regulated by the Financial Conduct Authority (FCA) and provide the compliance, technology, and regulatory framework that allows us to focus on delivering high-quality advice to our clients.
By being an Appointed Representative of 2plan, Sterling Ridge Wealth benefits from their robust systems, governance, and oversight — giving you confidence that your advice is backed by a well-established, FCA-regulated network.